Journal of Economics, Finance and Administrative Science

URI permanente para esta comunidadhttps://hdl.handle.net/20.500.12640/4090

La Journal of Economics, Finance and Administrative Science (JEFAS), de la Universidad ESAN, es una publicación académica de acceso abierto que presenta investigaciones revisadas por pares en administración, economía y finanzas, con un enfoque en el contexto latinoamericano e iberoamericano. Fundada en 1992 como Cuadernos de Difusión, en 2009 cambió de nombre a su actual denominación como JEFAS. Ha evolucionado en colaboración con importantes editoriales, como Elsevier y actualmente Emerald Publishing. La revista publica investigaciones de alta calidad sin costo para los autores, con el respaldo de ESAN y su compromiso con la difusión del conocimiento científico y académico, y la práctica gerencial.

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    Ítem
    Atractivo del financiamiento a las pequeñas microempresas para la banca comercial privada
    (Universidad ESAN. ESAN Ediciones, 1995-12-30) Copa, Tula; González de Otoya, Gustavo; Linares, César
    In Latin America, small and micro enterprises (SMEs) are considered a tool for combating poverty due to their high capacity to generate employment, in addition to being a significant source of GDP. This article seeks to demonstrate that SMEs, as a subject of credit, can be an attractive option for private commercial banks in Peru. For this purpose, two factors are examined: the Chilean experience of some years ago, since Peru presents the same conditions that made this possible in the neighboring country, and the analysis of the variables that affect the development of SME financing. It is shown that in 1992 the sector of financing to these companies shows great attractions for the financial sector, since there is an insufficient credit offer, the banking entities authorized to provide financing to SMEs are very few, the banks are increasing their money deposits. But at the same time there are risks, such as the arrival of large foreign banks in the market, the emergence of other credit institutions (edpymes) and a high risk of non-repayment of loans.
  • Miniatura
    Ítem
    Mextex S.A. estrategias administrativas: pequeñas empresas
    (Universidad ESAN. ESAN Ediciones, 1993-12-30) Anzola Rojas, Sérvulo
    It presents the case of a small business that faces a diverse problem at the internal and external levels, for which the manager requests the opinion of experts. It is provided information about production, finances, market, marketing strategies, distribution and sales; in addition to data related to personnel control and public relations. Among the causes of the company's difficulties seem to be the inadequate sales system, the dependence on a single customer, the poor organization of production and the little automated control system. It offers the student the opportunity to apply tools and techniques of a strategic nature, with an emphasis on planning and controlling, in a small or medium-sized company that lacks coordination and integration within each area and the company as a whole. To facilitate the analysis, a scheme is included for the formulation, identification and definition of a business strategy.
  • Miniatura
    Ítem
    Movida de piso
    (Universidad ESAN. ESAN Ediciones, 2004-12-30) Gastañaduy, Alfonso
    Cometa Ltd., a small company of distribution of products for welding located in Huancayo, manages to position itself advantageously in the market for some years selling mainly to mining centers, while its competitors limited their operations to the city of Huancayo. The best-selling product is the electrode from the Trikón factory, which no other company distributes in the center of the country. The problems begin when the owners of Cometa find out that their main competitor in Huancayo, which years ago had stopped selling Trikon products due to a serious conflict with this manufacturer, will distribute this product again.
  • Miniatura
    Ítem
    La capacidad innovadora de las pymes peruanas en el universo del APEC
    (Universidad ESAN. ESAN Ediciones, 2003-06-30) Velasco, Dennis; López, Kristian
    Globalization, structural reforms and the processes of openness and integration have increased the competitive pressures that economic units must face, especially those of smaller relative size. Given that international experience shows that there is a close relationship between export capacity and the development of innovative activities in companies, it is relevant to investigate the degree of progress of innovative activities in SMEs, in order to assess their impact on competitiveness and in the consequent export capacity of these companies within the universe of the Asia Pacific Economic Cooperation (APEC). The objective of this work is to develop an Index of Innovative Capacity (ICI) that allows establishing the degree of the search for efficiency and new markets, elements that can determine the export potential and the level of profits of SMEs. In addition, the incidence of business development services on the level of profits and production is evaluated.