Credit risk in emerging markets Peruvian listed company

dc.contributor.authorBurneo Farfan, Kurt
dc.contributor.authorBarriga Ampuero, Gabriela
dc.contributor.authorLizarzaburu, Edmundo R.
dc.contributor.authorCisneros, Julio
dc.date.accessioned2022-06-21T00:42:28Z
dc.date.available2022-06-21T00:42:28Z
dc.date.issued2017
dc.description.abstractThe aim of this paper is to introduce the importance of the banking credit risk, the main elements that conform it and the main alternatives that are offered to access to a loan as well as a description of its measurement and management in the sector. There will be a general explanation of credit risk and the main parties involved in it. As the topic is developed it is going to be analyzed the lending process carried out by the banks as well as the quantitative and qualitative elements taken into account when taking a credit decision (The 5C’s of credit, credit scoring and models for quantification of losses for instance). Another thing to considerate is that Credit risk arises whenever a borrower is expecting to use future cash flows to pay a current debt. Also, the investors have the access for the information of a client and they are compensated for assuming credit risk by way of interest payments from the borrower or issuer of a debt obligation and the credit risk is a useful tool for the finance management. The Enterprise risk management in Peru changed in 2015 because the local regulator is in process to review the norm, including some aspects of corporate governance; these changes are not included in this research.en_EN
dc.formatapplication/pdf
dc.identifier.citationBurneo Farfan, K., Barriga Ampuero, G., Lizarzaburu, E. R., & Cisneros, J. (2017). Credit risk in emerging markets Peruvian listed company. Risk Governance & Control: Financial Markets & Institutions, 7(3), 55-64. https://doi.org/10.22495/rgcv7i3p6
dc.identifier.doihttps://doi.org/10.22495/rgcv7i3p6
dc.identifier.urihttps://hdl.handle.net/20.500.12640/2982
dc.language.isoeng
dc.publisherVirtus Interpress
dc.publisher.countryUA
dc.relation.ispartofurn:issn:2077-4303
dc.relation.ispartofurn:issn:2077-429X
dc.relation.urihttps://virtusinterpress.org/IMG/pdf/rgcv7i3p6-2.pdf
dc.rightsAttribution-NonCommercial 4.0 International*
dc.rightsinfo:eu-repo/semantics/openAccesses_ES
dc.subjectCredit Risken_EN
dc.subjectCredit Risk Managementen_EN
dc.subjectLending Processen_EN
dc.subjectCredit Decisionen_EN
dc.subjectRiesgo crediticioes_ES
dc.subjectAdministración del riesgo financieroes_ES
dc.subjectCréditoes_ES
dc.subject.ocdehttps://purl.org/pe-repo/ocde/ford#5.02.04
dc.titleCredit risk in emerging markets Peruvian listed companyen_EN
dc.typeinfo:eu-repo/semantics/article
dc.type.otherArtículo
dc.type.versioninfo:eu-repo/semantics/publishedVersion
local.author.orcidhttps://orcid.org/0000-0002-8862-5624
oaire.citation.endPage64
oaire.citation.issue3
oaire.citation.startPage55
oaire.citation.titleRisk Governance and Control: Financial Markets & Institutions
oaire.citation.volume7
Files
Original bundle
Now showing 1 - 1 of 1
Loading...
Thumbnail Image
Name:
lizarzaburu_2017.pdf
Size:
882.24 KB
Format:
Adobe Portable Document Format
Description: